First Mortgage Blog

• Jumbo Fixed Terms & ARMs (Primary Residence)

- $750,000 to 90 LTV/ 90%CLTV
- $1,000,000 to 80% LTV / 90% CLTV
- $1,500,000 to 70% LTV / 90% CLTV
- $2,000,000 to 65% LTV / 90% CLTV

• PURCHASE: one loan up to 90% LTV ($750,000 max loan amount)
• No add to rate for loan amounts up to $2,000,000
• First time homebuyers up to 90% LTV
• On LTVs 85% or less all of down payment can come from gift funds.

• Personal Vacation Homes up to $1,000,000
(70% LTV = $1,000,000 / 75% LTV = $650,000).
• 3-4 unit owner occupied program up to 75% LTV (max loan $650,000 )

• Investment properties available up to 75% LTV (max loan $650,000 )

• Construction to Permanent Refinance up to 90% LTV
• Previous Bankruptcy/Foreclosure Allowed if over seven years
• 2-unit property to 90% LTV
• 30 year fixed rate available on Jumbo