The Mortgage Loan Application Process includes the following:

  • Employment Verification
    • Typically we need to verify 2-years of Employment
  • Income Verification
    • Tax Returns & Recent Paystubs will be used to verify Income
  • Asset Verification
    • Refinance loans typcially require verification of 2 months Reserves
    • Purchase Transactions require verification of Down-Payment & Funds for Closing
  • Credit Verification
    • Credit will be verified from 3 Credit Bureaus

In order to help understand the process of obtaining a mortgage, I am including various links to pages on my web site that will help answer your questions about the process and requirements:

Get A Mortgage Rate Quote (Fast Quote)

We want to Pre-Qualify you for a mortgage. Fill out the following form in order to get a quote from us. We will try to provide a quote the same business day or within 24 hours of your submission. Be as complete as possible so we can provide accurate information and answers to your questions. This is an opportunity to give you the best quote possible based on information you provide. Note: This is not a mortgage application and any quote provided is not a commitment to extend credit. You may ignore questions not applicable.

Loan Amount & Property Value
Contact Information
Refinance Or Purchase Loan (Yes or No)
Property Information
Mortgage Type Desired (Yes or No)
Employment/Annual or Monthly Income
Do You Know Your Credit Score?
Property Type & Information (Yes or No)